Review: What Is It And How Does It Work?

published on 20 October 2023

In an age where student loan debt has become a formidable financial burden, innovative solutions are emerging to alleviate the weight on borrowers' shoulders., an American company headquartered in Santa Monica, California, is at the forefront of this movement. It enables other companies to offer employer-paid student loan contributions as an employee benefit.

In this comprehensive review, we'll explore, uncovering its purpose, operations, legitimacy, user reviews, prominent customers, competitors, ways to get in touch, and give our thoughts on how it can transform the student loan landscape.

What is is a web-based platform specializing in the provision of employer-paid student loan contributions as an employee benefit. To put it simply, is a company that helps organizations assist their employees with organizing and managing their student loan debt.'s unique approach to addressing the student loan crisis has the potential to transform the lives of countless borrowers. Later in this article you'll hear how it personally has impacted our founders life.

What is
What is

How did start?

It all started when the founder of, Brandon McQueen, graduated from college. He was the first to graduate college in his family, but he had found himself with 12 student loans to pay back, totaling $120,000.

This was the inspiration for Brandon's startup and what led to the launch of in 2013. 

What Does Do?

At its core, functions as a platform that allows employers to contribute towards their employees' student loan debt. They also provide a number of resources such as student debt management tools, public service loan forgiveness tools, and assist employers with setting up tuition assistance programs. is most well known for empowering employers to offer student loan repayment assistance to their employees. This assistance can take various forms, including direct financial contributions towards employees' student loan balances.

This innovative approach not only reduces the financial strain on employees but also enhances their overall job satisfaction and financial well-being. In fact, there are a number of benefits to offering student loan repayment to employees..

How Does Work?

Employers partner with to establish student loan repayment assistance programs or other education assistance benefits for their employees. They provide a lightweight integration that leverages existing HR software, with expert plan design. works with organizations on a communication plan and rolls this out to employees. Employees are notified of the benefit and how to sign up. Once signed up, employees link their student loan accounts and gain access to a suite of student loan management tools. Products offers the following suite of products:

Student Debt Management Tools offers debt management tools where employees can explore payment plan options, see a loan summary of their current situation, conduct a loan projection payoff, and gain access to student loan coaches.

Student Loan Repayment Assistance

A game-changing employee benefit, student loan repayment assistance can help ease any financial concerns employees are having. supports highly customizable plans, such as setting up direct contributions to employees student loan accounts, or including plans linked to retirement benefits.

Tuition Assistance will ease the administrative burden of tuition assistance. They help their clients offer tuition reimbursement or scholarships programs.

Public Service Loan Forgiveness helps non-profit employers assist their employees with all the information they need for Public Service Loan Forgiveness (PSLF). Listen to this person's story who had $20,000 forgiven through the help of

Is Legit?

Yes, is a legit company. Its services are recognized and trusted by numerous companies and employees across the United States.

The legitimacy of is further reinforced by its headquarters in Santa Monica, California, and the prominent names among its customers, including ADP, Chegg, Ford and Live Nation. These established companies have partnered with, underlining the credibility and authenticity of the services it offers.

Who Are's Biggest Customers?

Some of the biggest names partnering with to offer student loan repayment assistance to their employees include:


Carhartt manufactures premium clothing known for exceptional durability, comfort, quality of construction and fit.

Carhartt's student loan repayment benefit offers employees a $50 monthly contribution toward their student loan debt up to a lifetime maximum of $10,000.

The monthly payments go directly to the employees’ student loan service providers and are applied to principal on their loans.


Chegg is a well-known educational technology company, has one of the best student loan repayment benefits out there.

Chegg's student loan repayment program pays $1,000 per year to employees with student loan debt.

On top of this, entry level employees through manager level, who have at least 2 years tenure at Chegg will receive up to $5,000 annually.. Employees at the Director or Vice-President level are eligible for up to $3,000 annually.


Hulu is the leading premium streaming service offering live and on-demand TV and movies.

Hulu's student loan repayment benefit will pay up to $1,200 a year per employee.

The presence of these major corporations in's customer portfolio highlights the effectiveness and desirability of the services it provides. If you're looking for even more companies, be sure to check out list of companies that help pay off your student debt.

Who Are Competitors?

While has carved a niche in the employer-sponsored student loan repayment assistance market, here are a few competitors who offer similar servicers to organizations.

Companies like Gradifi (now Morgan Stanley), Candidly, Peanut Butter and BenefitEd also offer education solutions, like student loan repayment benefits to organizations. Reviews

User feedback and reviews play a significant role in assessing the effectiveness and impact of services like While individual experiences may vary, has garnered generally positive reviews for its contributions to the student loan repayment landscape.

Employees who have benefitted from employer-sponsored contributions often express gratitude for the assistance provided, as it significantly eases their financial stress. You can read our founders experience with and how Chegg is helping pay off his student loan debt.

Here are some other reviews on's website from their clients: has been an excellent experience. Getting set up was very easy and the payments are made to my loans on time. Knowing that I will be out of student loan debt significantly faster than originally planned has been a huge relief.

Rebecca P.

I'm very thankful for the additional support being provided by International Paper as well as how easy it is to work with This program is definitely helping me to pay off my student loans which is saving me interest and freeing up cash to be applied toward savings.

Allen B.

How to Get in Touch with

If you're interested in exploring's services for your organization or have inquiries about its offerings, you can contact them in a few ways. Phone Number

650-918-0326 Email

Book a demo with

Schedule a demo with

Final Thoughts on is at the forefront of a transformative movement in the world of student loan debt. By enabling employers to offer student loan repayment assistance as an employee benefit, it addresses a critical need in today's financial landscape. The positive impact on employees' financial well-being and job satisfaction is evident.

As you consider the challenges posed by student loan debt,'s services offer a promising path forward. It's crucial to acknowledge that the burden of student loans extends beyond individual borrowers, affecting workplaces and the broader economy. With the innovative approach of, we certainly see a this as a winning solution.

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